Time & Location

Time & Date:
Every Tuesday from 7am until 8:31am

Location:
Clarion Hotel
815 Pottstown Pike, Exton, PA 19341
Click here for the map

Le Tip Le News

LeTip Chester County East met on Tuesday, January 12, 2016 at the Wyndham Garden Hotel in Exton, PA. We were joined by a guest representing organic food products.

Our two showboaters were electrician Dan Frame (This email address is being protected from spambots. You need JavaScript enabled to view it.) and graphic designer Leigh Friedman (Leigh@FullCircleGraphicDesign). Dan provided some promotional items as well as flyers that list many of the services that Electrical Plus offers to their customers. Leigh displayed a wide variety of items that she helped to design, including printed materials, shirts, and a mug. She has helped people and businesses in very different fields to create images and products to promote their company or vision.

Our first speaker was Mike Hoopes, our property and casualty insurance agent (This email address is being protected from spambots. You need JavaScript enabled to view it.). Mike talked about the growing trend of customers purchasing insurance online and buying the state minimum coverage. True, this tends to give a lower rate for the insurance premium, but it also tends to lead to people having inadequate coverage in the event of a loss. Mike wants to help people get great coverage--not too much nor too little--at a good price. All insurance companies have to raise their rates sometimes, but Mike will make sure that his customers know why rates are going up when that may happen. He knows that customers are frustrated when they see an unexpected surge in their insurance premium. Mike is happy to be a resource for all insurance questions, and he will look at anyone's current policy to see whether it can be improved. In addition to home and automobile coverage, he can write policies for boats, ATVs, snowmobiles, or business insurance. Mike also highly recommends renter's insurance for anyone who is living in a rental space, including college students.

Our second speaker was Dave Kozak, our life, health, and disability insurance agent (This email address is being protected from spambots. You need JavaScript enabled to view it.). Dave spoke about life insurance and gave an example of a higher-end policy that he wrote for a family who wanted to use their life insurance policy as a vehicle to provide money to pay for college tuition for their three kids as well as a second home after they retire. Not everyone is able to afford payments of the amount that this family is investing, but Dave can help people at various financial stages to find a policy that will help them not only to provide a death benefit but also to supply benefits while they are still living. There are tax advantages to building wealth in this way, and Dave is ready to help any individual or family to acquire a policy that fits their budget, needs, and goals.

LeTip Chester County East met on Tuesday, January 5, 2016 at the Wyndham Garden Hotel in Exton, PA. We were joined by guests representing risk management and food products.

Our schedule now includes two showboaters and two speakers each week. Our showboaters were Dave Kozak (our life, health, and disability insurance specialist) and Mike Hoopes (our property and casualty insurance agent). Dave is especially passionate about life insurance and how it can be used both for death benefits but also for wealth building while the policy holder is alive. Contact Dave at This email address is being protected from spambots. You need JavaScript enabled to view it. for more information. Mike can help with the need for property and casualty insurance, and he provides excellent customer service as well as competitive rates for insurance policies. He is happy to look at existing policies to make sure that coverage is sufficient and also to see whether he can find a better rate. Contact Mike at This email address is being protected from spambots. You need JavaScript enabled to view it.

Our first speaker was Kelly Smyth from FastPro Restoration (This email address is being protected from spambots. You need JavaScript enabled to view it.). In addition to providing a fast and effective response, FastPro will also share empathy in times of loss. They are happy to provide free inspections and estimates for possible damage from fire, water, mold, or smoke. The company's owner comes from a background in public adjusting, so he has seen all types of damage and knows what are the appropriate remediation techniques. FastPro uses heat and plenty of fans to make sure that water is dried with minimal change to the home structures (walls, floors, etc.). No job is too big or too small, so contact FastPro for an estimate, and enjoy their excellent customer service and skilled work.

Our second speaker was residential realtor Scott Darling (This email address is being protected from spambots. You need JavaScript enabled to view it.). Scott has now been in the real estate business for 24 years, and he has added seven additional real estate designations to his expertise. He calculated that 84% of his business currently comes from previous clients and referrals, so we know that his service and care keep people coming back and recommending him to others. Scott sells four times as many homes as the average real estate agent each year. He likes working with both home buyers and sellers. If he has a client who is selling their home locally and then moving out of the area, Scott has a network of trusted realtors in other states that he can call upon to assist his clients with their out-of-state home purchase. If someone would prefer to rent their house rather than selling it, Scott can help with that, too. His moving truck is available for his clients: "Buy or sell with me, and use my moving truck for free." Contact Scott for any questions about selling or purchasing a home.

LeTip Chester County East met on Tuesday, December 29, 2015 at the Wyndham Garden Hotel in Exton, PA. We welcome new member Dan Frame, an electrician from Electrical Plus (www.electricalplus.net). A guest representing telecommunications visited with us. Our showboater for the meeting was our portrait photographer, Jack Ansley (This email address is being protected from spambots. You need JavaScript enabled to view it.). Jack showed us that, in addition to taking professional portraits of people and animals, he also has a large library of scenic photographs that would make excellent gifts or add a touch of beauty to any home or office.

Our speaker was mortgage broker Lonnie Cooper from The Rate Kings Mortgage (This email address is being protected from spambots. You need JavaScript enabled to view it.). The mortgage loan process begins when a potential customer fills out an application, either online or over the phone. Lonnie will take a look at all of the pertinent data supplied in the application to look for anything that could become an issue once the application is presented to the bank. It's better for Lonnie to address the issues with his customers before they get surprised by unexpected questions or problems from the bank. If Lonnie feels that there are no issues (or that they have been dealt with appropriately), then he will give a rate quote to his client. Once the client accepts the rate, Lonnie will send them a checklist of all the items that the bank will want to see prior to approving a mortgage loan. Once again, Lonnie will check to make sure that all documents are accounted for and that he doesn't notice anything that could be a red flag for the bank. The customer then will look over several pages of disclosures, which they then need to sign. Lonnie then will review all of the documents and signatures prior to sending the whole package to the bank. Once the title to the home has been cleared and an acceptable home inspection has been completed, the client is cleared to close and can confirm the closing date. Lonnie is proud of the service that he provides, including all of his pre-underwriting that minimizes unforeseen problems from the bank. He wants the entire process, from application through closing, to be as smooth as possible. He typically receives five-star reviews from his clients once closing is complete. Contact him for mortgages or refinances.

LeTip Chester County East met on Tuesday, December 22, 2015 at the Wyndham Garden Hotel in Exton, PA. Welcome to our new graphic designer, Leigh Friedman with Full Circle Graphic Design (This email address is being protected from spambots. You need JavaScript enabled to view it.). We were also joined by guests representing the categories of advertising specialties and electrical contractor.

Our showboater was our mortgage broker, Lonnie Cooper from The Rate Kings Mortgage (This email address is being protected from spambots. You need JavaScript enabled to view it.). Lonnie has all the latest information about mortgage loan rates and can help people to finance a home purchase or refinance an existing mortgage.

Our speaker was our website designer, Greg Cazillo. Greg showed us some of the components of designing a website, using a particular site that he is working on currently. There are two components to the business, so the home page has two side-by-side photos to highlight each one. Greg added some text, the business logo, a site navigation menu, and buttons to link to social media sites. He also adjusted colors and shading to give the visual appearance that he wanted. Many visual designing can be done on a tablet computer, and that allows Greg to show the site-in-progress to the customer more easily. Later on, he will add all the code and background information that makes the site work and respond to screen size and user interaction. He is happy to work on new websites or update existing sites.

 

website design example

website design example

 

LeTip Chester County East met on Tuesday, December 15, 2015 at the Wyndham Garden Hotel in Exton, PA. Welcome to new member Kelly Smyth from FastPro Restoration Services (This email address is being protected from spambots. You need JavaScript enabled to view it.). We were also joined by guests representing the categories of energy efficiency, accounting, and graphic design.

Our showboater was Greg Cazillo, our website designer. Greg demonstrated several features of a website that he designed for a hot air balloon company. The site responds to different sizes of computer or mobile device and will always fit on the screen. Certain items (e.g., the menu) may also change format to work better on mobile devices.

Our speaker was Jen Canfield-Clark, our travel agent (This email address is being protected from spambots. You need JavaScript enabled to view it.). Jen spoke to us about what is offered at Sandals resorts. Sandals will always offer a variety of room categories and price ranges. Every Sandals resort has all-you-can-eat sushi, which can be a meal or simply an appetizer before dinner. Some rooms have a butler and a pool. SCUBA is included for guests who are certified divers, although guests can also pay to receive their certification during their vacation. There are also opportunities for sailing, snorkeling, kayaking, and paddle boarding. Sandals offers daily and nightly entertainment, premium liquor, and pool bars. Excursions are available but will incur an additional charge. A vacation at Sandals will also include a wedding or vow renewal, if desired, and the resort will offer extra perks depending upon the number of guests. Jen has traveled to many Sandals resorts and can answer any questions and help to make plans for an excellent vacation.

Random Member!

Dave Coughlin - Basement Waterproofing

Dave Coughlin
Basement Waterproofing
MidAtlantic Waterproofing Systems
(302)533-2550 Office
(484)631-5941 Mobile
802 Interchange Blvd Newark, DE 19711
LeTip Member Since May 2018
Email Dave
MidAtlantic Waterproofing Website

When you need to keep your basement dry, finding the right products and system to do so is vitally important. Having the help of knowledgeable experts to help you decipher which system would be the most effective for your basement or crawl space is critical. That’s why Mid-Atlantic Waterproofing offers several types of basement waterproofing systems, as well as free evaluations to determine which solution is the right fit for the needs of your home.

Read more ...

Letip Creed

"LeTip is a professional organization of men and women dedicated to the highest standards of competence and service. Our purpose is the exchange of business Tips. Members will, at all times, maintain the highest professional integrity. Each business category is represented by one member and conflicts of interest are disallowed."