Pennsylvania Business Networking

Time & Location

Time & Date:
Every Tuesday from 7am until 8:31am

Clarion Hotel
815 Pottstown Pike, Exton, PA 19341
Click here for the map

LeTip Chester County East met on Tuesday, October 6, 2015 at the Wyndham Garden Hotel in Exton, PA. We were joined by guests: a travel agent and an attorney.
Our showboater was our new banker, Matt Simmers from First Niagara (This email address is being protected from spambots. You need JavaScript enabled to view it.). He displayed brochures that explain some of the bank's offerings in more detail. Matt also talked about being able to do on-site presentations for businesses to encourage employees to sign up with First Niagara. This can be a great time-saver for busy companies! Contact Matt to find out how First Niagara can help to meet the banking needs of both individuals and businesses.
Our speaker was Dave Kozak, our life, health, and disability insurance specialist at Chester Springs Insurance Group (This email address is being protected from spambots. You need JavaScript enabled to view it.). Dave spoke with us about different types of life insurance policies: term, whole-life, and trusts. He spoke of term insurance as basically being coverage for a person's mortgage and possibly other expenses. Term insurance pays only when the policyholder has died. With a whole-life policy, however, the policyholder has ways that they can benefit from the policy during their lifetime also. Dave will work with each person to formulate a plan based upon what his client is able to pay as a premium, and the policyholder has an option to access the insurance plan's growth tax-free. At times it may be advisable to start a trust, which is a life insurance policy owned by a trust rather than an individual. In any scenario, Dave makes sure to ask questions to find out the specific goals of each client. He will find the best balance between what they want, what they need, and what they can afford. Ultimately, the goal is to be able to mitigate the worst possible scenario.

Random Member!

Scott Darling - Realtor

Scott Darling - Realtor
Letip Member Since March 1996
RE/MAX Action Associates - Associate Broker
403 W. Lincoln Highway , Exton PA 19341
610-594-SCOT (7268)
Send Scott an email
View Scott Darling's profile on LinkedIn

Is a move in your future? You or someone you know may want, or need, to move. Think about it. There are some very key times in peoples lives where moving is essential. These are what I like to call Life Changing Events. To help you better understand, here are a few Life Changing Events that one may encounter.

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