Pennsylvania Business Networking

Time & Location

We meet every Tuesday from 7am until 8:31am at the Whitford Country Club
Click here for the map.
LeTip Chester County East met on Tuesday, October 6, 2015 at the Wyndham Garden Hotel in Exton, PA. We were joined by guests: a travel agent and an attorney.
 
Our showboater was our new banker, Matt Simmers from First Niagara (This email address is being protected from spambots. You need JavaScript enabled to view it.). He displayed brochures that explain some of the bank's offerings in more detail. Matt also talked about being able to do on-site presentations for businesses to encourage employees to sign up with First Niagara. This can be a great time-saver for busy companies! Contact Matt to find out how First Niagara can help to meet the banking needs of both individuals and businesses.
 
Our speaker was Dave Kozak, our life, health, and disability insurance specialist at Chester Springs Insurance Group (This email address is being protected from spambots. You need JavaScript enabled to view it.). Dave spoke with us about different types of life insurance policies: term, whole-life, and trusts. He spoke of term insurance as basically being coverage for a person's mortgage and possibly other expenses. Term insurance pays only when the policyholder has died. With a whole-life policy, however, the policyholder has ways that they can benefit from the policy during their lifetime also. Dave will work with each person to formulate a plan based upon what his client is able to pay as a premium, and the policyholder has an option to access the insurance plan's growth tax-free. At times it may be advisable to start a trust, which is a life insurance policy owned by a trust rather than an individual. In any scenario, Dave makes sure to ask questions to find out the specific goals of each client. He will find the best balance between what they want, what they need, and what they can afford. Ultimately, the goal is to be able to mitigate the worst possible scenario.

Random Member!

Gregory Cazillo - Website Designer

Gregory Cazillo - Website Designer
Past President, Membership
@Cazillo Website Design
Letip Member Since June 2007
256 Eagleview Blvd PMB 104
Exton, PA 19341
(610)572-3722
Website Design
Send Greg an email
View Gregory Cazillo's profile on LinkedInView Gregory Cazillo's TwiterPhiladelphia Photographer

Greg thinks like an artist. Or better, he SEES like an artist. While most people look at life's straight lines, its height and depth and width, Greg is bending the lines with his imagination and turning black and white into shades of blue and yellow.

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Letip Creed

"LeTip is a professional organization of men and women dedicated to the highest standards of competence and service. Our purpose is the exchange of business Tips. Members will, at all times, maintain the highest professional integrity. Each business category is represented by one member and conflicts of interest are disallowed."