Pennsylvania Business Networking

Time & Location

Time & Date:
Every Tuesday from 7am until 8:31am

Clarion Hotel
815 Pottstown Pike, Exton, PA 19341
Click here for the map

LeTip Chester County East met on Tuesday, December 29, 2015 at the Wyndham Garden Hotel in Exton, PA. We welcome new member Dan Frame, an electrician from Electrical Plus ( A guest representing telecommunications visited with us. Our showboater for the meeting was our portrait photographer, Jack Ansley (This email address is being protected from spambots. You need JavaScript enabled to view it.). Jack showed us that, in addition to taking professional portraits of people and animals, he also has a large library of scenic photographs that would make excellent gifts or add a touch of beauty to any home or office.

Our speaker was mortgage broker Lonnie Cooper from The Rate Kings Mortgage (This email address is being protected from spambots. You need JavaScript enabled to view it.). The mortgage loan process begins when a potential customer fills out an application, either online or over the phone. Lonnie will take a look at all of the pertinent data supplied in the application to look for anything that could become an issue once the application is presented to the bank. It's better for Lonnie to address the issues with his customers before they get surprised by unexpected questions or problems from the bank. If Lonnie feels that there are no issues (or that they have been dealt with appropriately), then he will give a rate quote to his client. Once the client accepts the rate, Lonnie will send them a checklist of all the items that the bank will want to see prior to approving a mortgage loan. Once again, Lonnie will check to make sure that all documents are accounted for and that he doesn't notice anything that could be a red flag for the bank. The customer then will look over several pages of disclosures, which they then need to sign. Lonnie then will review all of the documents and signatures prior to sending the whole package to the bank. Once the title to the home has been cleared and an acceptable home inspection has been completed, the client is cleared to close and can confirm the closing date. Lonnie is proud of the service that he provides, including all of his pre-underwriting that minimizes unforeseen problems from the bank. He wants the entire process, from application through closing, to be as smooth as possible. He typically receives five-star reviews from his clients once closing is complete. Contact him for mortgages or refinances.

Random Member!

Gregory Cazillo - Website Designer

Gregory Cazillo - Website Designer
Past President
@Cazillo Website Design
Letip Member Since June 2007
256 Eagleview Blvd PMB 104
Exton, PA 19341
Website Design
Send Greg an email
View Gregory Cazillo's profile on LinkedInView Gregory Cazillo's TwiterPhiladelphia Photographer

Greg thinks like an artist. Or better, he SEES like an artist. While most people look at life's straight lines, its height and depth and width, Greg is bending the lines with his imagination and turning black and white into shades of blue and yellow.

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Letip Creed

"LeTip is a professional organization of men and women dedicated to the highest standards of competence and service. Our purpose is the exchange of business Tips. Members will, at all times, maintain the highest professional integrity. Each business category is represented by one member and conflicts of interest are disallowed."