Hello Tippers! LeTip Chester County East, the premier networking group of Chester County, hosted another interesting meeting. Our two guests included Mark Kochanowsky of A to Z Appliance Repair and, back for a 2^nd visit, Janet Raimondo of Heartland Payment Systems (credit card processing & payroll services).

SPEAKERS:  Teri West of Superior Home Mortgage and Gary Siano of Guided Wealth Management (financial planner).

1st Speaker:  Teri can help current or potential home buyers with their mortgage needs – starting with a free credit score analysis. A good credit score starts at around 740, which directly impacts your mortgage financing options. Teri can advise clients on how to improve a credit score before they apply for a mortgage. And, of course, the first-time homebuyer tax credit ends April 30^th! Good leads for Teri are engaged couples, current homeowners who are interested in upgrading their existing home and/or are looking to refinance their home.

2^nd Speaker:  Gary discussed the different factors that influence your financial future: 1. Asset Allocation; 2. Sequence of Returns; and 3. Deposits and Withdraws. Gary takes the time to explain key investment concepts, in plain English, to his clients. He takes them through a financial discovery process - evaluating retirement goals, objectives, and understanding what is most important to them. Good leads for Gary are individuals who have been laid off from their job and need to rollover their 401K, as well as those that are getting ready to retire.

ELECTIONS: The results are in…Congratulations to LeTip CCE’s new board for 2010-2011!

President, Greg Cazillo
Vice President, Scott Brown
Treasurer, Mark Burkholder
Tipmaster, Scott Darling
Secretary, Teri West
Membership, George Scherbak
Board Member at Large, Sue Bullock
Thanks to Mike Clark for his past service as Treasurer.

MEETUP: Please be sure to sign up for our group on Meetup. Just click http://www.meetup.com/LeTip-Chester-County-East/ to get started!

TIPS: At this week’s meeting we circulated 25 tips total. (4 inside, 18 outside, 3 inter-chapters tips). Way to go Tippers!

MEETING ARCHIVE: For an archive of re-caps from past meetings, view www.LeTipCCE.com.

QUOTE OF THE WEEK:  "Somehow I can’t believe there are many heights that can’t be scaled by a man who knows the secret of making dreams come true. This special secret can be summarized in four C’s. They are: curiosity, confidence, courage, and constancy, and the greatest of these is confidence." By Walt Disney