Exton, West Chester, Chester County Business Networking

Things our local Banker can do for you

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Created: February 18, 2020

Sanjana Soni with KeyBank, presented this week during our featured speaker section of the weekly LeTip meeting. As the personal banker with KeyBank, Sanjana can handle any banking needs that a business or individual may have.

KeyBank is located in 39 States. This large presence allows the KeyBank to provide many financial services that smaller institutions simply cannot provide.

For the Business Owner, KeyBank offers a full range of business banking products and options. Sajana highlighted some of the expert banking services that KeyBank offers.

• Business Checking Accounts
• Business Credit Cards
• Merchant Services
• Business Loans
• Much More!

KeyBank won the 2018 Best Business Bank Award for their quality services and business products!

Sajana is also an expert in the many individual banking products and services that KeyBank provides.

KeyBank offers a financial wellness program that walks you through your current financial situation and offers guidance on how to reach your financial goals. Whether your goal is to retire, purchase a home or auto, pay off debt, or simply save more, Sanjana and KeyBank have a banking solution for you!

The financial wellness program is a simple and effective tool to better your financial situation. By discovering where your financial strengths and weaknesses are, you can realistically set financial goals.

KeyBank also offers a full line of personal loan options. Sajana discussed one such loan known as a home improvement loan. KeyBank's home improvement loan can be used for a variety of home improvement projects. Upgrades to a home can be very extensive and very expensive.

KeyBank's home improvement loan can help finance many home projects including:

• Roof Replacements
• HVAC Replacements
• Remodeling Projects
• Many More!

Some of the other personal loan products that Sanjana can discuss include:

• Auto Loans
• Boat Loans
• Airplane Loans

Many people know their bank for simple banking products like checking and savings accounts. As your banking needs become more complex, you want a banker that can expertly guide you through the financial jungle.

From online banking to easy and streamlined lending, KeyBank is a leader in the banking industry.

Sanjana has been in banking for over 10 years. With expert insight and experience, Sanjana can help you achieve your financial goals.

You can learn more about KeyBank here: https://www.key.com/

Dollars in Your Pocket

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Created: January 9, 2020

$1,772,672 generated in 2019!

LeTipCCE members passed 945 business leads (tips) in 2019, on average each of those tips was worth $1,876!

LeTip uses the term 'Dollars in Your Pocket' to describe revenue to your business that you wouldn't have generated if it weren't for your LeTip Membership. Here is a list of Dollars over the last few years.

2019 - $1,772,672

2018 - $1,271,692

2017 - $1,038,700

2016 - $942,836

2015 - $937,000

That's over $5,000,000 generated from direct or indrect leads sent by LeTip Chester County East members!

Refinance your Mortgage with The Rate Kings!

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Created: December 20, 2019

Lonnie Cooper from The Rate Kings, discussed a new refinance option for homeowners. This new refinance option incurs NO closing costs which can be a huge benefit to the homeowner.

Rates as of Lonnie's presentation were around 3.5%. This means that a homeowner that purchased a home a few years ago at a rate of 4% and above could benefit from a refinance.

A refinance of a home can potentially save hundreds of dollars for the homeowner every month. Since the homeowner is essentially "re-buying" their home at the current rate, they will incur closing costs as part of the transaction. Lonnie discussed how he has access to a new refinance program that does not involve closing costs to the homeowner.

Here is a basic scenario that Lonnie described where a homeowner could refinance for a lower rate and incur no closing costs.

Let's say that a homeowner purchased a property just a few years ago for 4.25%. Current mortgage rates as of this presentation are at 3.5%. The savings of this transaction would potentially not offset the closing costs associated with the closing costs of the refinance.

This is where Lonnie's new program comes into play. Lonnie can offer the homeowner a lower rate of 3.75% and cover the closing costs. This means that the homeowner still saves 1/2 a percentage point and doesn't pay any closing costs.

In this scenario, the homeowner doesn't get the lowest current rate of 3.5% but does save a good amount of money every month by refinancing. They also save by not having any closing costs. In fact, this homeowner save 1/2% every single month just for signing their name!

Read more: Refinance your Mortgage with The Rate Kings!

Keep Your Chester County Home Mouse and Rat Free

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Created: November 19, 2019

Ryan Ellenberger with Prudential Pest Solutions discussed the many different rodent control measures to keep your property mouse and rat free.

Rodent control always starts on the outside of the home. Making sure that rodent and pest entryways are sealed up, one can reduce the chances of mouse or rat entering the home. Common rodent entrances are where HVAC and Plumbing lines come into the house and the garage.

The garage is usually a hot spot for rodent and pest activity. This is because of the gaps where the garage door meets the ground. The weather seal at the bottom of the door should be tight to the ground. Most often there is a gap at this weather seal or rodents have even chewed through it!

Ryan and Prudential Pest Solutions has a garage door replacement seal that is rodent proof. This new garage door seal is infused with a metal fabric that rodents cannot chew through. Not only will the garage door be sealed tight to the ground, but if rodents do try to chew through it, they can't!

Read more: Keep Your Chester County Home Mouse and Rat Free