Time & Location

Time & Date:
Every Tuesday from 7am until 8:31am

Location:
Paradigm Financial Group, Inc
120 Arrandale Blvd. Exton, PA 19341
Click here for the map

Le Tip Le News

LeTip Chester County East met on Tuesday, April 22, 2014. Robert Smith-Felver, our regional LeTip contact, joined us for the meeting. We also had a visitor who is a retired engineer looking to connect with business professionals and possibly re-enter the workforce in some capacity.

Jack Ansley, our portrait photographer (This email address is being protected from spambots. You need JavaScript enabled to view it.), provided a showboat with a small portion of his very large collection of local landscape photos. He can print photos to decorate local homes and businesses or to send a reminder of this area to people who have moved away. Contact him to print his photos--or your own!

Our speaker was Dave Kozak, our property and casualty insurance representative. When he writes a policy for homeowner's insurance, he wants to ensure that his client's house could be put back together at least as good as it was prior to the claim, if not better. He recommends purchasing insurance through an agent, not just an online service. Make sure that your agent will fight for you when the need arises. If you haven't spoken to your insurance agent at least twice in the past year, Dave feels that you are not getting enough attention. If you consult with him, he will be honest about whether he can improve your cost or your insurance coverage. Dave also recommends making sure that you have sufficient coverage for uninsured and underinsured motorists. These categories of coverage are sometimes shrugged off in the interest of saving money; but Dave reminded us that these policies cover us, not the other motorist, in the event of an accident. Call him at 610-470-1194 with any questions or to request a policy review.

LeTip Chester County East met on Tuesday, April 29, 2014. Our showboater was Kallee Grube, our window and door specialist from ClearView Home Solutions (www.clearviewhomesolutions.com). She reminded us that the right type of windows and doors can help to reduce energy bills not only during the winter but also during the upcoming heat of summer. Kallee offers high quality products and expert installation for a reasonable price. Contact her for a complimentary consultation and estimate (This email address is being protected from spambots. You need JavaScript enabled to view it.).

Dieter Enz (This email address is being protected from spambots. You need JavaScript enabled to view it.), our painting contractor from SLCI, was our speaker. He presented a computer slide show highlighting a few of his past projects. The first was a large house with many windows. The builder of the house had rushed the staining of the windows, and the homeowner wanted to improve their appearance. Dieter sanded the wood around the windows, retreated the wood (including the use of a UV inhibitor), and restained. The result was beautiful and will retain its beauty and integrity for many years. The second project that Dieter showed us was a house that was having an addition put on. The homeowner wanted to match the style and colors in the addition to match the original structure. Dieter told us that he spent a week matching the stain color, and he also made sure that the woodwork that would be exposed to sunlight would be protected appropriately. The final project we had a chance to look at was a large commercial property that got an overhaul. The company who owns the building is very environmentally conscious and was adhering to the standards of the LEEDS council. Dieter made sure that he worked around all of the pipes and ductwork in the large space and kept within the LEEDS guidelines. Dieter can handle all types of painting jobs, large or small, with impeccable attention to detail. Contact him to discuss any indoor or outdoor painting projects.

LeTip Chester County East met on Tuesday, April 15, 2014. Our showboater was painter contractor Dieter Enz (This email address is being protected from spambots. You need JavaScript enabled to view it.), who showed a selection of the many paint colors available as well as some of the tools and products that he uses for preparation and painting. Contact him for interior or exterior painting jobs of the highest quality.

Greg Cazillo (This email address is being protected from spambots. You need JavaScript enabled to view it.), our web designer, spoke to us with helpful tools for our websites and online business promotion. Greg can add programming to a site to make it responsive; this means that the page will re-size appropriately for different sizes of screens or windows. If a page is not responsive, then parts of the page content will be cut off in a smaller view. Greg can set up a micro-site, or squeeze page, to encourage site viewers to sign up for a newsletter for continued contact. He is also able to view all kinds of reporting to help you know how many people are viewing your site and clicking on things in your site, and he can also discover how long people stay on your site. Greg encouraged all of us with websites to make sure we add fresh content on a regular basis, because new content pushes the site up higher in a search list. Please contact him with any questions about setting up a new website or optimizing an existing site.

LeTip Chester County East met on Tuesday, April 8, 2014. Our showboater was our real estate agent, Scott Darling (This email address is being protected from spambots. You need JavaScript enabled to view it.) with ReMax. He offered fingerprinting kits to help identify our kids as well as helpful guides for home buyers and home sellers. Scott mentioned that real estate inventory is currently low, so this would be a great time to list your house for sale if you have been thinking about a move.

Keeping with the theme of home purchases, our speaker was mortgage broker Lonnie Cooper from The Rate Kings Mortgage (This email address is being protected from spambots. You need JavaScript enabled to view it.). Lonnie is able to seek out mortgage loan rates from a variety of local banks. When he quotes a rate to his customers, he will mark up the bank's rate with the aim of ending up with a lower rate for the buyer than what they would be offered by Lonnie's competitors. If you get your mortgage through a credit union, the rate will typically be 0.125% lower than what you would find from a big company. However, the rate from The Rate Kings will typically be 0.25% lower than the big company. He is able to offer the lowest rate, because he has fewer overhead expenses, plus he says, "I have to be able to sleep at night!" So Lonnie can probably give the best price; he will also give outstanding service, including fast answers, no strangers handling your questions, and more times of day that he can be available for calls and e-mails. There are good reasons why The Rate Kings Mortgage has 56 Five-Star reviews on Google. Contact Lonnie for mortgage pre-approval and see what he can do for you.

LeTip Chester County East met on Tuesday, April 1, 2014. We were joined by a guest in the category of Banking.

Our showboating and speaking were both done by Glen Coral (This email address is being protected from spambots. You need JavaScript enabled to view it.), our Life, Health, and Disability Insurance specialist from Turning Point Wealth Strategies. Glen makes a strong effort to stay up-to-date with the insurance industry and also related fields that can impact insurance, such as accounting, law, and real estate. He seeks information from professional technical journals as well as professional organizations. His goal is to help each client select the right product and then to structure it properly. This involves taking inventory of who and what are important in the client's life, then gathering necessary documents and looking at other, more complex assets that the client already has. Once Glen has an accurate picture of where the client is from a financial standpoint, then it's time to discuss the client's goals and also identify what are the opportunities and obstacles that stand between the client and their goals. This process takes time but helps to ensure that the client is well educated and is selecting a course of action and a product that will be the proper fit for them. Glen is happy to consult with anyone about their insurance needs.

Random Member!

Scott Darling - Realtor

Scott Darling - Realtor
TipMaster
Letip Member Since March 1996
Vanguard Realty Alliance, LLC
1244 West Chester Pike #409, West Chester, PA 19382
Cell - 610-306-3313
www.RobLawrenceTeam.com
Send Scott an email
View Scott Darling's profile on LinkedIn

Is a move in your future? You or someone you know may want, or need, to move. Think about it. There are some very key times in people’s lives where moving is essential. These are what I like to call Life Changing Events. To help you better understand, here are a few Life Changing Events that one may encounter.

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