LeTip Chester County East met on Tuesday, April 8, 2014. Our showboater was our real estate agent, Scott Darling (This email address is being protected from spambots. You need JavaScript enabled to view it.) with ReMax. He offered fingerprinting kits to help identify our kids as well as helpful guides for home buyers and home sellers. Scott mentioned that real estate inventory is currently low, so this would be a great time to list your house for sale if you have been thinking about a move.

Keeping with the theme of home purchases, our speaker was mortgage broker Lonnie Cooper from The Rate Kings Mortgage (This email address is being protected from spambots. You need JavaScript enabled to view it.). Lonnie is able to seek out mortgage loan rates from a variety of local banks. When he quotes a rate to his customers, he will mark up the bank's rate with the aim of ending up with a lower rate for the buyer than what they would be offered by Lonnie's competitors. If you get your mortgage through a credit union, the rate will typically be 0.125% lower than what you would find from a big company. However, the rate from The Rate Kings will typically be 0.25% lower than the big company. He is able to offer the lowest rate, because he has fewer overhead expenses, plus he says, "I have to be able to sleep at night!" So Lonnie can probably give the best price; he will also give outstanding service, including fast answers, no strangers handling your questions, and more times of day that he can be available for calls and e-mails. There are good reasons why The Rate Kings Mortgage has 56 Five-Star reviews on Google. Contact Lonnie for mortgage pre-approval and see what he can do for you.