Pennsylvania Business Networking

Time & Location

We meet every Tuesday from 7am until 8:31am at the Whitford Country Club
Click here for the map.

LeTip Chester County East met on Tuesday, April 7, 2015 at the Wyndham Garden Hotel in Exton, PA. We were joined by a guest representing the category of Event Facility.

Our showboater was Dave Kozak, our Property and Casualty Insurance specialist (This email address is being protected from spambots. You need JavaScript enabled to view it.). Dave reminded us of the importance of checking insurance coverage regularly, especially after life changes, to make sure that we have the appropriate coverage. The plan that served you well several years ago may now be inadequate.

Our speaker was our realtor, Scott Darling from ReMax (This email address is being protected from spambots. You need JavaScript enabled to view it.). Scott spoke about what he offers to home buyers. First, he educates them about the whole process with what he calls his "Buyer 101" class, and he makes sure that they have financing (mortgage pre-approval) prior to looking at any houses. Next, he helps each buyer (or buyer couple) to list their criteria for a home in terms of "must-haves" and "like-to-haves." Scott will take these criteria to a computer program and search for houses that meet as many of the criteria as possible while still offering a reasonable selection of houses. The the buyer can drive by the houses to get a feel for the area, the driving conditions, and the overall properties. Scott will usually take a buyer to see about five houses. He may also target potential sellers in an area where his buyers would like to purchase; someone may decide to sell their home if they know that there is an interested and motivated buyer. The final step is drawing up the contract. A home inspection (plus Scott's previous home-building experience) can uncover potential problems with the house. Scott will also find out more about the seller's motivation and time frame for wanting to close the sale. Scott closed by reminding us that there is currently not enough inventory, and he would appreciate leads for people who would be interested in selling their home. (Of course, he is always happy to help buyers, too.)

Random Member!

Matthew Simmers - Banker

Matthew Simmers - First Niagra Bank
Multi Site Branch Manager, Vice President
Letip Member Since September 2015
Frazer Branch - 200 W Lancaster Ave, Frazer, Pa 19355
Devon Branch - 414 Lancaster Ave, Devon, Pa 19333
First Niagra Bank
Contact Matthew

Matt has been in banking for over 13 years.  His banking niche is working with Small Business owners to finance their business, collect from their clients, as well as identify effective processes to help pay their customers, suppliers and employees through a wide range of business banking products.  Matt has also helps many personal clients improve their financial situation by utilizing personal lending products which include Home Equity Loans and Lines of credit, credit cards and a secured credit card that few other banking institutions offer.  If you have a banking need, Matt is your guy! 

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Letip Creed

"LeTip is a professional organization of men and women dedicated to the highest standards of competence and service. Our purpose is the exchange of business Tips. Members will, at all times, maintain the highest professional integrity. Each business category is represented by one member and conflicts of interest are disallowed."