Lonnie Cooper from The Rate Kings Mortgage is our mortgage broker. He has a number of types of mortgages. The first he talked about is home loans for Veterans. VA loans are offered with zero down payment and many other benefits, along with refinances and home equity loans. FHA loans are the next type and are typically for first time homebuyers since you can focus on the down payment and not on the closing costs, and allows lower credit scores. USDA loans for rural housing can also benefit home buyers and have a zero down payment so that you only have to pay closing costs. Lonnie has many other types of loans and will help you with choosing the proper loan for your individual needs. Contact Lonnie today at 610-572-3635 or Email Lonnie.