Pennsylvania Business Networking

Time & Location

We meet every Tuesday from 7am until 8:31am at the Whitford Country Club
Click here for the map.

LeTip Chester County East, the premier, referral networking group of Chester County, held another awesome meeting on Tuesday. We welcomed our newest member, Jeannine Jubeck, NSCA-CPT of Fit to the Core (personal training), and had the pleasure of two guests:  1. John Gallagher of John Gallagher and Sons Plumbing and 2. Rebecca Hobbs of Arbonne International (skin care).

SPEAKERSMelanie Palubicki of Aflac (supplemental insurance & AFLAC Representative) and George Scherbak of Harvey Insurance Group (property and casualty insurance).

1st Speaker:  Melanie shared a presentation that she uses when discussing the benefits of Aflac to companies with 50+ employees. Aflac complements employees’ medical insurance and at no direct cost to the employer. Major medical pays for doctors and hospitals. Aflac is insurance for daily living. It pays cash benefits directly to you, unless otherwise assigned, to help with daily expenses when you’re sick or hurt. An unexpected illness leads to unexpected costs. Aflac helps these policyholders. A good lead for Melanie is any individual or business with employees.

2nd Speaker:  George gave us a primer on rental car coverage. You have the option of purchasing a collision damage waiver to cover the physical damage costs that your own personal auto policy may not cover. There are  instances which can nullify the waiver. All rental agreements are different. American Express Gold Card which, when used, gives you some physical  coverage that may allow you to not need the waiver purchase. A great lead is any individual or business owner who has not had their insurance program reviewed in five years or longer!

TIPS: At this week’s meeting we circulated 16 tips total! (7 inside, 8 outside tips and 1 inter-chapter).

TIP OF THE WEEK: In a variety of communication situations, less is better…if you are using a PowerPoint presentation, don't put 50 words on a slide…instead, create bulleted slides. A good reminder is the 6 by 6 rule: no more than six words in a line and six lines on a slide. Often it is not the length, but the conciseness with which you speak that makes the message have meaning.

MEETING ARCHIVE: For an archive of re-caps from past meetings, view

QUOTE OF THE WEEK“The cost of freedom is always high, but Americans have always paid it. And one path we shall never choose, and that is the path of surrender, or submission.” By John F. Kennedy

Happy Memorial Weekend!

Random Member!

Michele Antonini - Life, Health & Disability Insurance

Michele Antonini - Life, Health & Disability Insurance
Elite Collegiate Planning, LLC
LeTip Member Since December 2016
1570 Conestoga Rd Chester Springs, PA 19425
Send Michele an Email

The team at The McCarter-Kozak Agency are committed to helping you insure your most important possession - YOU! Offering a variety of life, health and disability insurance options, we are here to ensure you and your family are properly protected for life's unexpected events.

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Letip Creed

"LeTip is a professional organization of men and women dedicated to the highest standards of competence and service. Our purpose is the exchange of business Tips. Members will, at all times, maintain the highest professional integrity. Each business category is represented by one member and conflicts of interest are disallowed."