Time & Location

Time & Date:
Every Tuesday from 7am until 8:31am

Location:
Paradigm Financial Group, Inc
120 Arrandale Blvd. Exton, PA 19341
Click here for the map

Le Tip Le News

LeTip Chester County East met on Tuesday, April 28, 2015 at the Wyndham Garden Hotel in Exton, PA. We were joined buy guests who included a hotelier and a publisher.

Our showboater was Mike Popiel, our flooring contractor from Pinnacle Floor Coverings (www.pinnacle-flooring.com). Mike displayed a few samples of a laminate flooring material that looks like hardwood and is available in several colors. He also brought some smaller pieces of the material that have been soaking in water for about four months and are still in great shape. Contact Mike to learn more about laminates or any floor covering materials.

Our speaker was our property and casualty insurance specialist, Dave Kozak (This email address is being protected from spambots. You need JavaScript enabled to view it.). Dave told us that paying for proper insurance coverage is generally affordable, while paying to replace our homes would be beyond most people's budgets. It is wise to have coverage and to make sure that our insurance coverage is appropriate and sufficient. Dave also emphasized the importance of having an insurance agent who can fight for you and make sure that appropriate payments are made. Anyone who tries to save money by getting insurance coverage over the phone or online will have coverage but won't have anyone looking out for them personally. In a time of loss, it's important to have someone on your side who knows you and your policy and who cares about getting things done correctly and in a timely manner. Dave recommends adding an umbrella policy, which he says is the best protection from litigation. Contact him to review your current insurance policies and to better understand your coverage and needs.

LeTip met on Tuesday, April 21, 2015 at the Wyndham Garden Hotel in Exton, PA. Our showboater was Adam Perkowski, our home automation specialist. He had several Sonos speakers that he could control with a cell phone. Adam can install a sound system in various locations inside and outside of a home, and each speaker can be controlled separately, to play different music at different volume levels. Contact him (This email address is being protected from spambots. You need JavaScript enabled to view it.) to learn about your options.

Our speaker was carpenter contractor Gary Hunter from Hunter Custom Carpentry (This email address is being protected from spambots. You need JavaScript enabled to view it.). Gary and his son Jason work together on both interior and exterior projects. They can fix doors that don't close properly or that scrape the carpet. They can make railings, chair rails, molding, and wainscoting. Gary is also gearing up for outdoor projects like decks, either new construction or resurfacing of existing decks. He can also fix exterior doors that need better weatherproofing.

LeTip Chester County East met on Tuesday, April 14, 2015 at the Wyndham Garden Hotel in Exton, PA. Our showboater was Greg Cazillo, our website designer (www.cazillo.com). People use different web browsers to view the internet, and Greg has a program that will allow him to see how websites will appear on a variety of browsers. It is important for sites to look good on multiple browsers.

Our speaker was our painting contractor, Dieter Enz (This email address is being protected from spambots. You need JavaScript enabled to view it.). Dieter showed us photographs taken at various stages of two complex painting jobs. Dieter and his crew are very meticulous with their preparation prior to painting. They will power wash, remove windows, sand the surfaces to be painted, and apply primer. Sometimes there is even a coating that is applied to the walls prior to the primer to ensure a smooth surface for painting. Often the power washing will uncover areas that need repair or that were not treated properly when the prior painting was completed. Dieter will always perform the highest quality work. For exterior painting jobs, he will also make sure to bring equipment that allows him to perform his job well but also leave no trace on the property or grounds where he is working. Contact him for a quote on interior or exterior painting.

LeTip Chester County East met on Tuesday, March 24, 2015 at the Wyndham Garden Hotel in Exton, PA. We were joined by a guest representing the category of Banker.

Jack Ansley, our portrait photographer (This email address is being protected from spambots. You need JavaScript enabled to view it.), provided the showboating, and he showed us several examples of the copy and restoration work that he can do with older photographs and documents. Even items that have been damaged by time, folding, or water can be beautifully restored. Jack also displayed options that can be added to an old photo, including colorization of a black-and-white picture and the addition of an area surrounding the photo that gives the appearance of being a mat and can also have the names of the people in the picture printed on it for future generations.

Our speaker was Greg Cazillo (This email address is being protected from spambots. You need JavaScript enabled to view it.), our website designer. He informed us that Google will be making changes soon that may impact how high a website will place in their SERP (search engine results page). Greg has always highlighted the need for new content on a webpage, and that one factor may still be the best for increasing a site's Google ranking. Other things that are important for a webpage are speed, photos, videos, and mobile optimization. More and more people are viewing websites from phones and other mobile devices, making mobile optimization important not just for ranking but also for customer satisfaction and willingness to stay on a site. Mobile optimization includes ease of use with touch (items not too close together when a user tries to click on one thing), plus all items and text need to be the correct size for quick loading and clear viewing. Greg can help to create or correct the factors on a website to enhance search ranking and user interaction on the site.

LeTip Chester County East met on Tuesday, March 17, 2015 at the Wyndham Garden Hotel in Exton, PA. Our showboater was our painting contractor, Dieter Enz from SLCI (This email address is being protected from spambots. You need JavaScript enabled to view it.). Dieter displayed various parts and attachments for his dustless sanding system. He makes sure that all surfaces are perfectly smooth prior to painting, and his sanding equipment allows him to be meticulous with his work and also leave no mess behind.

Or speaker was the chapter's mortgage broker, Lonnie Cooper from The Rate Kings Mortgage (www.theratekings.com). Lonnie places a high value on customer service and on helping each client understand the math and the process behind applying for a new mortgage or refinancing an existing mortgage. Many people who aren't familiar with the professional financial world would have a difficult time making the best choice without Lonnie's assistance, especially with refinancing. There is often a tradeoff between reducing the term and reducing the rate, and Lonnie can weigh the options and help his clients to make the best choice based on their goals and what they can afford to pay monthly. Lonnie can also help people make the decision between whether a fixed rate or adjustable rate is better; this generally depends on whether the client plans to stay in the house for longer than five years after closing. Anyone considering a home purchase or refinance should consult with a mortgage expert. Lonnie is certainly an expert, and he will make sure that each client is educated and satisfied with their mortgage decision.

Random Member!

Lonnie Cooper - Mortgages

Lonnie Cooper - Mortgages
V.P. Sales
The Rate Kings Mortgage, LLC

LeTip Member Since July 2013
1101 Carroll Hill Dr, West Chester, Pa 19382
610-572-3635 Voice
610-590-4825 Mobile
800-892-1798 Fax
www.theratekings.com    
Send Lonnie an Email
NMLS #24432
Mortgages Exton PAMortgages in PennsylvaniaRate Kings Home Mortgages

As a Mortgage Broker with The Rate Kings LLC, I can offer you a wide range of mortgage products, from helping you purchase your 1st home, refinance it years later or even purchase an investment property.   With access to a broad medley of fixed and adjustable loans I can help you make an educated choice based on your individual profile.

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