LeTip Chester County East met on Tuesday, April 28, 2015 at the Wyndham Garden Hotel in Exton, PA. We were joined buy guests who included a hotelier and a publisher.

Our showboater was Mike Popiel, our flooring contractor from Pinnacle Floor Coverings (www.pinnacle-flooring.com). Mike displayed a few samples of a laminate flooring material that looks like hardwood and is available in several colors. He also brought some smaller pieces of the material that have been soaking in water for about four months and are still in great shape. Contact Mike to learn more about laminates or any floor covering materials.

Our speaker was our property and casualty insurance specialist, Dave Kozak (This email address is being protected from spambots. You need JavaScript enabled to view it.). Dave told us that paying for proper insurance coverage is generally affordable, while paying to replace our homes would be beyond most people's budgets. It is wise to have coverage and to make sure that our insurance coverage is appropriate and sufficient. Dave also emphasized the importance of having an insurance agent who can fight for you and make sure that appropriate payments are made. Anyone who tries to save money by getting insurance coverage over the phone or online will have coverage but won't have anyone looking out for them personally. In a time of loss, it's important to have someone on your side who knows you and your policy and who cares about getting things done correctly and in a timely manner. Dave recommends adding an umbrella policy, which he says is the best protection from litigation. Contact him to review your current insurance policies and to better understand your coverage and needs.