Time & Location

Time & Date:
Every Tuesday from 7am until 8:31am

Location:
Clarion Hotel
815 Pottstown Pike, Exton, PA 19341
Click here for the map

Le Tip Le News

LeTip Chester County East met on Tuesday, June 23, 2015, at the Wyndham Garden Hotel in Exton, PA. Our showboater was Greg Cazillo, our website designer (www.cazillo.com). He showed us the various reports that he can generate for the websites he manages to show how much traffic a site is getting and what people do while they're visiting the site. This type of feedback can be helpful when deciding how to design or redesign a website.

Our speaker was our interior designer, Theresa Barlow from A Perfect View (www.APerfectViewInteriors.com). Theresa told us that interior designers can help you to save money and avoid costly mistakes when redesigning a home or work space. A designer will measure and create a floor plan, making sure that everything is in the proper scale. Theresa can help to update the look of a room or even repurpose it. The first question that each of her clients needs to answer is how much they are willing to spend, and Theresa will work within their budget. She can help to select one item to be the "wow factor" in the room. Sometimes people feel that they can do designing and repurposing projects themselves, and this may be true. However, we have all sorts of other things that call for our attention, and the projects may not get done or may take much longer than expected. Theresa will get projects done in a timely fashion, because this work is her job and won't get edged out by other interests or responsibilities. For great design, well executed and beautiful to look at, contact Theresa for her expertise.

LeTip Chester County East met on Tuesday, June 16, 2015, at the Wyndham Garden Hotel in Exton, PA. Our showboater was Theresa Barlow, our Interior Designer from A Perfect View (www.APerfectViewInteriors.com). She showed us the colors and patterns that she will be using to update a guest room. Her paint, fabrics, and wallpaper coordinate perfectly, and she would be happy to help with design project, large or small, for homes or businesses.

Our speaker was Dave Kozak, our Property & Casualty Insurance specialist from Chester Springs Insurance Group (This email address is being protected from spambots. You need JavaScript enabled to view it.). Dave deals with all sorts of "what if" scenarios and makes sure that his clients have appropriate coverage for whatever might happen. Dave told us the story of someone who is severely disabled but is still able to drive with electronic modifications made to his vehicle. Several years ago, Dave looked into the details of this man's insurance policy and was able to get him $75,000 of additional coverage because of the much higher replacement cost for his vehicle. This type of concern and attention to detail won't be available to customers who shop for insurance online or through a toll-free number. It is important to have an agent who knows you and your situation, who asks the right questions, and will fight for you when necessary to acquire coverage and/or payment in the event of a claim. Let Dave and Chester Springs Insurance Group take a look at your policy so that you can feel confident and secure with your insurance coverage.

LeTip Chester County East met on Tuesday, June 9, 2015. We were joined by guests who represented a cleaning company.

Our showboater was our property and casualty insurance agent, Dave Kozak (This email address is being protected from spambots. You need JavaScript enabled to view it.). He reminded us of how important it is to know what our coverage is and to review it periodically to make sure that it continues to be adequate.

Our speaker was our mortgage broker, Lonnie Cooper from The Rate Kings Mortgage (www.theratekings.com). Lonnie explained to us that, as a mortgage broker, he can shop for mortgages from a number of different companies. This means more options for him and his clients. If a particular lender doesn't want to lend to a client in a particular buying situation, Lonnie is not tied in to that lender and can look for another one. Lonnie can also lower the rates that a lender offers. For example, if Big Lender is offering a rate of 4%, Lonnie can write a mortgage with Big Lender but give his client a rate of 3.875%, which still earns him a healthy commission. Lonnie is also willing to float down a rate for his clients. If his client locks in at a particular rate but it then goes down 0.25%, Lonnie can float the rate down 0.125% for his client at no charge. It makes sense to let Lonnie take a look at the rates he can get for a home buyer's mortgage or a refinance.

LeTip Chester County East met at the Wyndham Garden Hotel in Exton, PA on Tuesday, June 2, 2015. Our showboater was Lonnie Cooper, our mortgage broker from The Rate Kings (www.theratekings.com). Lonnie provides excellent customer service and great rates, and he also has gifts for his customers once they close on their new or refinanced mortgage. Contact This email address is being protected from spambots. You need JavaScript enabled to view it. to ask any questions or start a mortgage application.

Our speaker was Scott Brown, our heating and air conditioning contractor from James Brown Plumbing, Heating and Air Conditioning (This email address is being protected from spambots. You need JavaScript enabled to view it.). Scott showed us how geothermal systems work for both heating and cooling. He has a questionnaire that can help him determine which of his customers would be good candidates for geothermal installation. Scott loves geothermal systems but will not push them on a customer for whom it is not the best choice. A geothermal system involves an underground heat exchange (called the loop) and a heat pump inside the home. This means that there is no external air conditioning unit to care for outside the house. For either heating or cooling, the loop exchanges heat with the earth--picking up heat during the winter months and releasing heat during the summer months. The heated or cooled air then travels to air ducts in the house or radiant heating devices in the floors of the house. Contact Scott to determine whether you are a good candidate for geothermal heating and cooling; if you would be better suited to another type of system, he can give you the proper guidance and get started with the repair or installation that you need.

LeTip Chester County East met on Tuesday, April 28, 2015 at the Wyndham Garden Hotel in Exton, PA. We were joined buy guests who included a hotelier and a publisher.

Our showboater was Mike Popiel, our flooring contractor from Pinnacle Floor Coverings (www.pinnacle-flooring.com). Mike displayed a few samples of a laminate flooring material that looks like hardwood and is available in several colors. He also brought some smaller pieces of the material that have been soaking in water for about four months and are still in great shape. Contact Mike to learn more about laminates or any floor covering materials.

Our speaker was our property and casualty insurance specialist, Dave Kozak (This email address is being protected from spambots. You need JavaScript enabled to view it.). Dave told us that paying for proper insurance coverage is generally affordable, while paying to replace our homes would be beyond most people's budgets. It is wise to have coverage and to make sure that our insurance coverage is appropriate and sufficient. Dave also emphasized the importance of having an insurance agent who can fight for you and make sure that appropriate payments are made. Anyone who tries to save money by getting insurance coverage over the phone or online will have coverage but won't have anyone looking out for them personally. In a time of loss, it's important to have someone on your side who knows you and your policy and who cares about getting things done correctly and in a timely manner. Dave recommends adding an umbrella policy, which he says is the best protection from litigation. Contact him to review your current insurance policies and to better understand your coverage and needs.

Random Member!

Bob Latta - General Contractor

Bob Latta - General Contractor
Latta Kennedy Builders
LeTip Member since August 2015
PO Box 235, Chester Springs PA 19425
610-724-8906
http://lattakennedybuilders.com
Contact Bob

Bob Latta brings more than 20 years of home building experience to Latta Kennedy Builders, his Chester Springs building and remodeling partnership with Dave Kennedy. Their expertise in all facets of construction from carpentry to electric to plumbing assures that your remodeling project or full home build will delight you. Bob’s hands-on involvement with every project ensures impeccable quality, timely installation and an overall positive experience for clients.

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Letip Creed

"LeTip is a professional organization of men and women dedicated to the highest standards of competence and service. Our purpose is the exchange of business Tips. Members will, at all times, maintain the highest professional integrity. Each business category is represented by one member and conflicts of interest are disallowed."