Our mission is to give 
Time & Location
Time & Date:
Every Tuesday from 7am until 8:31am
Location:
Paradigm Financial Group, Inc
120 Arrandale Blvd. Exton, PA 19341
Click here for the map
Le Tip Le News
Today's guest was Grace Sagnor from Decorangements, she is an interior decorator.
Melanie Palubicki from Aflac gave us some really good info today. The first thing we learned was that Aflac does not pay Doctors or hospitals...they pay YOU! You do not have to qualify or have an extended wait time. Melanie will even get the Doctor's notes and make sure you are paid your full amount if you ever have a claim. Just answer a few questions for the application...no physical needed. Cancer survivors of 5+ years can also qualify. Melanie is actively looking for Doctors, Dentists, HVAC Companies, Landscapers, and Plumbers.
Gary Siano, our Financial Advisor spoke about several ways or methods of planning for income in retirement. He covered the basics of when and when not to use annuities in planning for a client. He also covered the expenses associated with guaranteeing income for life. Gary then told us about how he helped a recent client to consolidate 4 different 401ks from prior employers into one new plan with a coordinated strategy.
Melanie Palubicki from Aflac gave us some really good info today. The first thing we learned was that Aflac does not pay Doctors or hospitals...they pay YOU! You do not have to qualify or have an extended wait time. Melanie will even get the Doctor's notes and make sure you are paid your full amount if you ever have a claim. Just answer a few questions for the application...no physical needed. Cancer survivors of 5+ years can also qualify. Melanie is actively looking for Doctors, Dentists, HVAC Companies, Landscapers, and Plumbers.
Gary Siano, our Financial Advisor spoke about several ways or methods of planning for income in retirement. He covered the basics of when and when not to use annuities in planning for a client. He also covered the expenses associated with guaranteeing income for life. Gary then told us about how he helped a recent client to consolidate 4 different 401ks from prior employers into one new plan with a coordinated strategy.
We had 3 guests today!
Patrick Grace from Patrick Grace CarpentryJim Angelini from Elite Contracting
Dave Calahan from Beneficial Savings Bank
Dieter Enz, our group's Painting Contractor knows how to give your house a great painting that will last for years. The first step is to see what was done previously to be sure the old surface is being treated correctly. Major factors are type of trimwork, age, condition of everything including corner beads and type of wallboard or plaster. There are 3 key steps to painting: Prep, Prep & Prep. Dieter always recommends going with the highest quality products since they last much longer. He can even offer a warranty on his work!
The same goes for Dave Johnson from Hounddog Hardwood Flooring. His work is warranteed and is transferrable to new owners. No matter the age or amount of damage to the floor Dave can find a way to make it beautiful again. Most times the floor can be restored or only partially replaced. If you have a rental hardwood floors are perfect. No more replacing the carpeting every time you have a new tenant...just have Dave install hardwoods.
Marco Electric has been working as an electrician since he was 5 years old when he helped his father pull wires during the summer. The number one reason to hire Marco is experience. Electricity is very dangerous...you can't just settle for less. Experience really comes into play when you have a renovation done in your house. If you had your kitchen done he would make sure you had all the conveniences: garbage disposal, lighting, outlets, refrigerator, dishwasher, etc. The usability of your kitchen will depend on thinking these through, and Marco has the experience to make sure you are totally happy with your new or renovated space.
Scott Darling is Chester County's top Realtor. As of late buyer activity has gone up, which means more houses are being sold. Just as Marco has the experience as an electrician, Scott knows how to price your home to sell. That is not an easy task and is dependent on many factors. Scott takes a proactive approach to his selling and does a lot of traditional non traditional methods of marketing your home to sell. If your current realtor just ploped a sign in your front yard and prayed it will sell than you need to talk to Scott. Only 13% of homes are sold from the sign in the front yard...that is not very good. Doing proactive buyer searches can dramatically help to sell your home much quicker and at the right price.
Scott Darling is Chester County's top Realtor. As of late buyer activity has gone up, which means more houses are being sold. Just as Marco has the experience as an electrician, Scott knows how to price your home to sell. That is not an easy task and is dependent on many factors. Scott takes a proactive approach to his selling and does a lot of traditional non traditional methods of marketing your home to sell. If your current realtor just ploped a sign in your front yard and prayed it will sell than you need to talk to Scott. Only 13% of homes are sold from the sign in the front yard...that is not very good. Doing proactive buyer searches can dramatically help to sell your home much quicker and at the right price.
Our newest member, Susan Dykas, spoke for the first time today! eBernie Inc is our IT Consulting company. They specialize in network design, mass implementation of software and hardware, and bring over 18 years of experience to the table. Just a few of their target clients would be businesses that are merging, a business that needs project management, and especially a small to medium business that would like quarterly reviews of their systems but cannot afford an in house IT person.
Our Life Insurance Consultant Craig Constable was our second speaker. He can make sure you have enough health, life and disability insurance. One thing that not many people know about life insurance is that you can use it in life, not just death. His target clients are someone with kids, wife, business, newly married, owns a home, etc. Any or all of those people should have life insurance and should consult with Craig. Everyone's life insurance should also be comprised of both term and whole life insurance policies. Finally life insurance for children is very inexpensive and can be transferred to the child when they turn 18 years of age.
Our Life Insurance Consultant Craig Constable was our second speaker. He can make sure you have enough health, life and disability insurance. One thing that not many people know about life insurance is that you can use it in life, not just death. His target clients are someone with kids, wife, business, newly married, owns a home, etc. Any or all of those people should have life insurance and should consult with Craig. Everyone's life insurance should also be comprised of both term and whole life insurance policies. Finally life insurance for children is very inexpensive and can be transferred to the child when they turn 18 years of age.
July 14th, 2009
Our guest today was Pete Diferrando from Sleepy's Mattress in Exton. Welcome!Gregory Cazillo our Website Designer was our first speaker today. He spoke of the many steps required to make a profitable website. Number 1 is Search Engine Optimization and Online Marketing. Keywords and website code optimization are requirements in this area. Once your viewers are on the website, #2 is Design and Navigation. Colors, ease of navigation and good layout are all key to keeping views on the site longer and following your message. The final piece of the puzzle is content. If you have good content it will reflect badly on you and the reputation you are trying to create on the web.
Mike Clarke from the Wireless Zone (Not the Verizon Store!) gave us the reason to go to the Wireless Zone instead. Customer service is excellent at the Wireless Zone, and they can explain everything so you can understand it! Wireless Zone is an authorized Verizon reseller. The newest reason to go with the Wireless Zone is the new Applicate Store from Verizon. One of the great features of new phones is the GPS functions. It can be used to keep track of your children or workforce. GPS can also help your golf game! Some phones can sync your calendar, contacts, etc from your computer. Tethering is connecting your computer to the phone for wireless internet when away from work or home.