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Time & Location
Time & Date:
Every Tuesday from 7am until 8:31am
Location:
Boy Scouts of America Building
1 Scouting Way, Exton, PA 19341
Click here for the map
Refinance your Mortgage with The Rate Kings!
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Lonnie Cooper from The Rate Kings, discussed a new refinance option for homeowners. This new refinance option incurs NO closing costs which can be a huge benefit to the homeowner.
Rates as of Lonnie's presentation were around 3.5%. This means that a homeowner that purchased a home a few years ago at a rate of 4% and above could benefit from a refinance.
A refinance of a home can potentially save hundreds of dollars for the homeowner every month. Since the homeowner is essentially "re-buying" their home at the current rate, they will incur closing costs as part of the transaction. Lonnie discussed how he has access to a new refinance program that does not involve closing costs to the homeowner.
Here is a basic scenario that Lonnie described where a homeowner could refinance for a lower rate and incur no closing costs.
Let's say that a homeowner purchased a property just a few years ago for 4.25%. Current mortgage rates as of this presentation are at 3.5%. The savings of this transaction would potentially not offset the closing costs associated with the closing costs of the refinance.
This is where Lonnie's new program comes into play. Lonnie can offer the homeowner a lower rate of 3.75% and cover the closing costs. This means that the homeowner still saves 1/2 a percentage point and doesn't pay any closing costs.
In this scenario, the homeowner doesn't get the lowest current rate of 3.5% but does save a good amount of money every month by refinancing. They also save by not having any closing costs. In fact, this homeowner save 1/2% every single month just for signing their name!
Keep Your Chester County Home Mouse and Rat Free
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Ryan Ellenberger with Prudential Pest Solutions discussed the many different rodent control measures to keep your property mouse and rat free.
Rodent control always starts on the outside of the home. Making sure that rodent and pest entryways are sealed up, one can reduce the chances of mouse or rat entering the home. Common rodent entrances are where HVAC and Plumbing lines come into the house and the garage.
The garage is usually a hot spot for rodent and pest activity. This is because of the gaps where the garage door meets the ground. The weather seal at the bottom of the door should be tight to the ground. Most often there is a gap at this weather seal or rodents have even chewed through it!
Ryan and Prudential Pest Solutions has a garage door replacement seal that is rodent proof. This new garage door seal is infused with a metal fabric that rodents cannot chew through. Not only will the garage door be sealed tight to the ground, but if rodents do try to chew through it, they can't!
Delaware County Landscaper
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Nick Froio, from Froio's Lawn and Landscape, described a recent project that they completed in Delaware County Pennsylvania. A Church was in need of a new design for their memorial garden and to have the main walk repaired. The memorial garden would be located in a section of the cemetery on the church property. Extreme care and respect is required when working and digging in and around gravestones. Many landscaping companies flat out refused to even bid on the project due to the sensitive nature of working in a cemetery. Nick Froio and Froio's Lawn and Landscape having experience working in a cemetery before, happily took on the project. From the design of the garden to the selection of plants, the team at Froio's Lawn and Landscape were able to create a beautiful memorial garden that was on time and on budget. The church and parishioners were so pleased with the completed job that Nick and his crew were asked to repair and replace sections of the walkways around the church. From designing and building a new memorial garden to refurbishing the natural stone walkway installation, Froio's Lawn and Landscape was able to exceed this client's expectations.
Froio's Lawn and Landscape is a full service landscaping and lawn company located in West Chester Pennsylvania. As a family owned and operated company with over 30 years combined experience, they can handle any landscaping project you have. Servicing Chester County and South Eastern Pennsylvania, Froio's Lawn and Landscape will go the extra yard for you!
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