LeTip met on Tuesday, October 28, 2014 at the Wyndham Garden Hotel in Exton, PA. We were joined by guests representing a company that provides flooring products.

Our showboater was Dave Kozak (This email address is being protected from spambots. You need JavaScript enabled to view it.), our property and casualty insurance broker. He reminded us of the importance of having adequate coverage for all of the "what ifs" in life. Dave and his employees can ask all the right questions to make sure that you have the insurance products and coverage that you need.

Our speaker was Glen Coral (This email address is being protected from spambots. You need JavaScript enabled to view it.), our life insurance specialist. Glen informed us that life insurance can cover many different expenses, some while the policy holder is still alive. There are approximately 95 million Americans who have no life insurance at all and many more who have coverage that is less than adequate. Many people are interested in acquiring long-term care coverage, and this can often be added as a rider to a life insurance policy. Glen can discuss the available options and also help to calculate how much coverage you will need based on monthly estimated expenses. You may already have some money set aside in the bank for retirement, and he can also determine how much money that will generate in a certain number of years, based on the interest rate you expect to earn. Glen is an insurance broker and can shop with different carriers. He also mentioned that life insurance can be given as a gift to children, and he can help arrange for those types of policies also.