Pennsylvania Business Networking

Time & Location

We meet every Tuesday from 7am until 8:31am at the Whitford Country Club
Click here for the map.

May 12, 2009

We had 3 guests today!

Mark Burkholder, Landscaper
Dieter Enz, Painter
Pete Scotty, Wellness

Our first speaker of the day was Craig Constable .  He spoke of the differences between term and whole life insurance, stating the benefits of each.  Permanent life insurance allows you to get your money back and is not a gamble like term.  One benefit of term is that it can be converted to permanent, or whole life insurance.  Here was Craig's poem:

Now I lay me down to snore,
Insured for several thousand more.
If I die before I wake,
My wife will get her first real break.
But should I live for 20 years,
My wife and I need shed no tears.
We can retire and fish and rest,
Back comes my money with interest.
In our old age we can keep our house,
And not live with our daughter’s spouse.
So, thank God for the real endurance,
Of the person who sold me life insurance!
--Author Unknown

Michael Cosgrove was our second speaker.  He reminded us that he brings a ladder to every cleaning job he does...leaving every nook and cranny completely clean.  He also looks for potential problems, for example in showers.  He brings a tube of caulk for your bathtub to make sure it does not leak.  This time of year is good for Michael to clean windows, clean screens & pressure washing.  He also gave us the skinny on vacuums, and let us know that they are not all the same!

Visitations are due on the 19th & Lunch Bunch is at Victory Brewing in Downingtown, Wednesday at 11:30. 

Random Member!

Matthew Simmers - Banker

Matthew Simmers - First Niagra Bank
Multi Site Branch Manager, Vice President
Letip Member Since September 2015
Frazer Branch - 200 W Lancaster Ave, Frazer, Pa 19355
Devon Branch - 414 Lancaster Ave, Devon, Pa 19333
First Niagra Bank
Contact Matthew

Matt has been in banking for over 13 years.  His banking niche is working with Small Business owners to finance their business, collect from their clients, as well as identify effective processes to help pay their customers, suppliers and employees through a wide range of business banking products.  Matt has also helps many personal clients improve their financial situation by utilizing personal lending products which include Home Equity Loans and Lines of credit, credit cards and a secured credit card that few other banking institutions offer.  If you have a banking need, Matt is your guy! 

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Letip Creed

"LeTip is a professional organization of men and women dedicated to the highest standards of competence and service. Our purpose is the exchange of business Tips. Members will, at all times, maintain the highest professional integrity. Each business category is represented by one member and conflicts of interest are disallowed."